Fire Loss Adjusters Fighting For You!

In The Event of a Fire

After a fire, you’re left with trauma, loss, and difficult decisions — while your insurance company looks for ways to minimize what they pay. That’s where Public Adjusters Midwest steps in. We take control of the process, document every dollar owed, and fight relentlessly to get you the full settlement you deserve.

No Recovery, No Fee. Guaranteed.

If we don’t increase your payout, you owe us nothing. It’s that simple. Don’t risk leaving money on the table.

CALL PAM FIRST!

(855) 975-2020

We Manage All Facets of Your Fire Claim

  • Structure

    Our adjusters are Xactimate experts. We build accurate rebuild estimates so your payout truly covers restoration costs

  • Contents

    Most fire claims underestimate personal property loss. We inventory every item, price replacements, and work with trusted vendors to make sure you’re made whole.

  • Housing

    Temporary housing is more than a roof over your head — it’s stability in crisis. We fight to ensure you and your family live comfortably during recovery.

It’s the Insurance Company’s goal to pay you as little as possible for your fire loss. PAM’s is the exact opposite.

How We Win For You

  • Documentation

    We prepare your claim presentation with sophisticated and detailed documentation using industry leading tools.

  • Presentation

    Whether local or remote, we need their adjuster to understand the scope of the loss. We show and explain what you are owed.

  • Negotiation

    The only deal we will accept is one that allows our clients to be made fully whole, and we use every tool at our disposal to make this happen.

Fire Claim FAQ’s

  • Fire and smoke damage can impact far more than what’s visible — including structural components, hidden smoke residue, and even water damage from firefighting efforts. Insurers often minimize or overlook these costs. PAM documents the full scope so nothing is missed.

  • We create a detailed inventory of everything damaged or destroyed — from furniture and clothing to electronics and keepsakes. Each item is priced accurately, and we work with trusted vendors to ensure fair replacement costs.

  • Most policies include “Additional Living Expenses” (ALE) for temporary housing, meals, and related costs. PAM makes sure these benefits are fully enforced so you and your family can live comfortably during recovery.

  • We work on a contingency basis. There are no upfront costs, and if we don’t increase your payout, you owe us nothing.

Time To Call PAM

📞 (855) 975-2020

Or fill out our quick online form and we’ll respond by phone, text, or email right away.